01
CA-Led, Every Engagement
Every MSME advisory mandate is supervised and signed off by a qualified, practising Chartered Accountant. Advice is always accompanied by written documentation — never informal or verbal only.
02 / Advisory Practice
MSME Advisory
Structured advisory support for Micro, Small and Medium Enterprises in relation to registration, tax compliance, government scheme eligibility, finance documentation, MIS reporting, working capital review and regulatory compliance.
The approach is based on applicable facts, records, statutory requirements and professional standards, with focus on documentation, compliance discipline and informed financial decision-making.
Why MSMEs require structured advisory support
Structured Compliance and Advisory Support for MSMEs
MSMEs operate across multiple tax, regulatory and compliance frameworks, including the MSMED Act, GST, income-tax, labour laws, Udyam registration and government scheme-related requirements.
At Sandeep Singla & Associates, the MSME advisory practice supports Micro, Small and Medium Enterprises in addressing practical business and compliance matters such as cash-flow review, bank finance documentation, government tender compliance, scheme eligibility review, GST classification and periodic regulatory compliance.
Each engagement is handled under a documented scope of work and reviewed by qualified Chartered Accountants and relevant professionals, based on the nature and complexity of the assignment.
- Udyam registration, classification review and re-registration advisory
- Government scheme eligibility review — CGTMSE, PMEGP and other applicable schemes
- MSMED Act payment-related advisory, including Samadhaan and 45-day rule review
- Bank finance documentation support — CMA data, project reports and coordination support with banks
- Coordinated review of GST, direct tax and secretarial compliance matters
Udyam Registration
Bank Finance Support
MSMED Act Advisory
Government Schemes
GST & Tax Compliance
MSME Samadhaan
MIS & Reporting
Documented Engagements
Business Planning Support
9
Service modules
Scope of Services
Eight MSME Advisory Service Modules
Each module is handled by qualified Chartered Accountants and relevant professionals with documented scope, structured deliverables and defined professional responsibility in accordance with applicable professional and ethical requirements.
Why MSMEs Choose Us
Practical Advisory.
Professional Standards.
We combine deep MSME regulatory knowledge with the governance standards of a full-service Chartered Accountant firm.
02
Deep MSME Regulatory Knowledge
We understand the full MSME ecosystem — the MSMED Act, Udyam framework, government scheme architecture, CGTMSE, CLCSS, and state-level incentive programmes — in granular detail that generalist advisors typically lack.
03
Bank Credit Expertise
We prepare CMA data, project reports, and financial projections that meet the documentation standards of PSU banks, SIDBI, and NBFCs — improving the quality and speed of credit appraisal for our clients.
04
Integrated Multi-Practice Support
MSME advisory at our firm is seamlessly connected with our GST, Income Tax, Audit, Payroll, and Labour Law practices — ensuring your enterprise receives co-ordinated compliance support across all statutory obligations.
05
Regulatory Currency
We monitor MSME Ministry notifications, GST Council changes, CBDT circulars, and state government MSME policies on an ongoing basis — ensuring advice is always aligned with the current regulatory environment.
06
Confidentiality & Professional Ethics
All MSME client information — financial records, bank communications, scheme applications, and dispute details — is handled under ICAI's strict confidentiality obligations and our firm's internal data governance protocols.
Knowledge & Insights
MSME Advisory Perspectives
Regulation-grounded articles for MSME owners and promoters — drafted by our advisory team with reference to the latest Ministry of MSME, CBDT, and GST Council notifications.
MSME Advisory
MSME Advisory · 8 min read
Udyam Re-Registration and the MSME Classification Trap: What Owners Must Know
The revised classification thresholds have created compliance risks for businesses hovering near category boundaries. We explain reclassification triggers, benefit cessation timelines, and strategies to maintain category continuity without compromising growth.
Read more →MSMED Act
MSME Advisory · 10–12 min read
MSMED Act & the 45-Day Payment Rule: How to Enforce Your Right to Timely Payment
A legal, tax, and enforcement framework for MSMEs and buyers — the 45-day payment rule, Section 43B(h) disallowance, compound interest, Samadhaan portal filing, and GST ITC reversal consequences.
Read more →Credit & Schemes
MSME Advisory · 9 min read
CGTMSE in 2025: Revised Guarantee Limits, Annual Fees, and How to Make the Scheme Work for You
An updated guide to the Credit Guarantee Fund Trust for Micro and Small Enterprises — covering revised guarantee coverage limits, annual guarantee fee structure, eligible borrowers, and practical steps to access collateral-free credit through your bank.
Read more →
Integrated Services